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Our
Testimonials speak for themselves
"I needed life
insurance because of my small business loan, Ideal put me in
touch with an agent who chose the right coverage for me"
- Fred Miami, FL
"My agent
explained the coverage I should get and it really made sense."
- Joe Vernon, NJ
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Long term care insurance gets very confusing, having the
right agent makes ALL the difference. Ideal makes that
possible with out extensive network of professional
independent agents.
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Long Term Care Explained in 2 Minutes |
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What is long term care?
Long Term Care is care provided when a disability or serious
illness renders you unable to care for yourself. Long term
care can be provided in home, at a nursing facility, or
assisted living facility.
Do I need it?
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Over half of individuals over the age of 65 require long
term care at one point in their life.
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Medicare and Medicaid will only pay a portion of the
costs of long term care.
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Assisted care costs at least $100 per day and a stay
usually last about 2+ years. This is a lot of money!
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Medicare and Medicade combined only cover half of the
expenses of long term care. This leaves you with a large
bill for the other half.
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